Budget Calculator
Tell us your monthly take-home pay and we'll turn it into a balanced, guilt-free split — cover the essentials, spend on what you love, and automate the saving. No spreadsheet, no shame.
After taxes — what actually hits your account each month.
Fixed costs
Rent/mortgage, utilities, insurance, minimum debt payments, groceries, transport.
$2,750
55% / mo
Guilt-free spending
Dining out, hobbies, travel, the stuff that makes life good. Spend it without guilt.
$1,250
25% / mo
Saving & investing
Emergency fund, retirement, goals. Automate this first, before it can drift.
$1,000
20% / mo
This uses a balanced 55 / 25 / 20 starting split. Switch to Power Mode (top right) to drag the sliders and tune it to your life.
Want to save this budget and see your whole picture?
Create a free account to save scenarios, build your Money Snapshot, and get your next best move. Start with estimates — no bank connection required.
Educational estimate, not financial advice. There's no single right split — the point is to spend on what you love, cover the essentials, and automate saving before the money can drift.
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